Insurance & Billing at Calm Psych
Transparent, flexible, and here to help you focus on healing
Mental health care should feel accessible — not confusing or overwhelming.
At Calm Psych, we believe finances should never stand in the way of receiving quality care. That’s why we’re committed to working with your insurance, offering affordable self-pay options, and helping you understand your billing every step of the way.
We get it — insurance is stressful. But it doesn’t have to be.
Many patients come to us worried about hidden costs, rejected claims, or unclear bills. That’s why our admin team walks you through everything upfront — no surprises, no confusion. We’re happy to verify your coverage before your first appointment and explain exactly what to expect.
We accept most major insurance plans across Arizona
Including, but not limited to:
Not sure if you’re covered? Call 623-267-6601 — we’ll verify it before you schedule. Please note: for AHCCCS (Medicaid) we accept Mercy Care only. We are not in network with other AHCCCS plans, including those offered through Blue Cross Blue Shield. Commercial Blue Cross Blue Shield plans are accepted.
- Optum
- Oscar
- Medicare (select providers)
- AHCCCS (Mercy Care only)
- EAPs (on a case-by-case basis)
The gap & the bridge
Before
Insurance uncertainty, unclear costs, stress around billing
After
Transparent pricing, pre-verified coverage, clear communication
Why our billing process works for real people
- We verify your benefits before you begin
- We clearly explain your out-of-pocket costs up front
- We offer affordable self-pay rates if you’re uninsured or underinsured
- We can provide superbills if we’re out-of-network with your plan
- No surprise bills. Ever.
Self-pay options available
- Therapy Sessions$140–$200 per session
- Medication Management$150–$200 per visit
- Psychiatric Evaluations$250–$350 (new patient)
We also offer custom packages and payment plans. Let us know what you need, and we’ll work with you.
What patients say
“The admin team made it so easy — I didn’t even have to call my insurance company.”
“Everything was explained clearly up front, and the cost was actually manageable.”
- ✓ 5-star reviews for ease of billing
- ✓ Trusted by working professionals, students, and families across Arizona
- ✓ Fully paperless billing system
Frequently asked questions
Do you bill my insurance directly?
Yes — for all in-network plans. For out-of-network, we provide a superbill for reimbursement.
What if I have a deductible?
We’ll walk you through what you’ve met and what you’ll owe up front. No surprises.
Can I pay out of pocket if I don’t want to use insurance?
Yes. We offer flexible self-pay options for privacy, convenience, or financial preference.
Do you offer payment plans?
Yes — for self-pay patients and package options.
Do you take HSA/FSA cards?
Yes. You can use your Health Savings or Flexible Spending Account to pay for services.
Still have questions about insurance or payment? We’re here to help.
Call 623-267-6601 · [email protected]